Buildings with heat and hot water included near the 4 train in Financial District
Financial District in Manhattan is a dense area where commute access matters. This page focuses on buildings that match a specific multi-filter setup: heat and hot water included and a location near the 4 train, with 26+ eligible buildings shown on Openigloo right now. For renter context, Financial District has an average building rating of 4.2/5 across 48 rated buildings. (building-level trends; individual units can differ)
Search buildings with heat and hot water included near the 4 train in NYC’s Financial District—26+ buildings live on Openigloo right now. This page filters for the same multi-factor setup so you can compare options that match how you pay for utilities. Openigloo helps you narrow faster with building-level signals, including what rated buildings have in common, plus renter-focused context from Q&A and reviews. Use the details on each building page to confirm what “included” covers (and what does not) before you book a showing.
Buildings with heat and hot water included near the 4 train in Financial District
Showing 19–26 of 26 buildings with heat and hot water included near the 4 train in Financial District.

75 Wall Street
Financial District
110 Greenwich Street
Financial District

123 Washington Street
Financial District
18 Washington Street
Financial District

15 William Street
Financial District
/-74.008563,40.705195,14/640x640@2x?access_token=pk.eyJ1Ijoib3BlbmlnbG9vIiwiYSI6ImNsYjNmMjVwdzBjeHgzd21wYmJmZDB0eGYifQ.XZvZCOh51yXuDBE-I3Bg0A)
82 Beaver Street
Financial District
/-74.006355,40.704909,14/640x640@2x?access_token=pk.eyJ1Ijoib3BlbmlnbG9vIiwiYSI6ImNsYjNmMjVwdzBjeHgzd21wYmJmZDB0eGYifQ.XZvZCOh51yXuDBE-I3Bg0A)
110 Wall Street
Financial District
/-74.007719,40.707975,14/640x640@2x?access_token=pk.eyJ1Ijoib3BlbmlnbG9vIiwiYSI6ImNsYjNmMjVwdzBjeHgzd21wYmJmZDB0eGYifQ.XZvZCOh51yXuDBE-I3Bg0A)
84 William Street
Financial District
What to check before choosing a building with heat and hot water included near the 4 train in Financial District
- Confirm the exact utility scope in writing: some buildings list heat/hot water included, but cooking fuel, electricity, and A/C can be separate.
- Check how the 4 train proximity is described on the building page (walk time, entrance location), and verify the route that fits your daily schedule.
- Review lease terms for utility billing, metering, and any caps on usage if the building mentions them during tours or in documents.
- If you’re comparing “included” buildings, still budget for the full monthly move-in math (deposit, broker fees, and any recurring building charges).
- Use the rated buildings information to spot patterns in comfort, maintenance, and communication, then ask the landlord or super what to expect in your unit.